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Four Things To Consider Before You File For Disability

Few people are prepared when they hear the news that their disability claim has been denied, and the truth is, in many situations, there is nothing that could have done to prevent the denied claim. However, there are a few things you can do to keep the chances of rejection to a minimum. The following are four things to consider.

Your disability is not permanent

If you will only be at a loss of employment for a limited amount of time, then there is a chance you will be denied benefits. Temporary disability, for most people, is covered under workers' compensation insurance. Before applying for benefits, think about the nature of your disability and the prognosis for recovery.

You have not undergone prescribed therapy

If your disability requires certain treatments or therapy, you need to make sure that you are engaged in them. Although it may not be a cure for your condition, undergoing any therapy that your doctor recommends will remove doubts that the Social Security office might have about the future prognosis for your condition.

Your disability is not severe enough

Although your disability does not have to be severe enough to limit your income producing ability to zero, if you still have enough health to produce an income that precludes the necessity of a disability check, there is a chance you will be denied your claim. Before applying for disability, think about how your disability prevents you from being as productive as you would be without the disability. This is the standard that will be used to determine the level of your disability as it applies to generating income.

Your have not cooperated in the verification of your disability

Your medical records will need to be released to the Social Security Disability Insurance office to help them determine if your condition qualifies. This is routine, but if you have not seen a doctor routinely, then it will be a red flag, and your claim may be denied. Before you file for disability, you need to have your condition well documented. This is not only for a diagnoses, but to document any treatment for your disability and the results of the treatment.

If you have taken all of the precautions listed above and still find yourself being denied your disability insurance claims, then you need to contact an attorney immediately. There are many possible reasons for the rejection , but an attorney will be able to investigate the issue and assist you with an appeal if applicable.